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Health Insurance for ABCNJ Church Workers PDF Print E-mail
Written by Mrs. Linda E. Porter   
Thursday, 17 January 2008

Health Insurance for ABCNJ Church Workers

Imagine having perfect health with no accidents or dental concerns.  This may be a wonderful dream, but an unrealistic one for most of us.

Adequate heath insurance coverage is a necessity for each of us.  It is customary for churches to provide health and dental services as part of the benefits paid to pastors and other church employees. Effective January 1, 2008, heath and dental insurance plans are offered to ABCNJ church workers seeking coverage for their families.

 The Aetna Choice POS Plan 15 – ABCNJ’s Comprehensive Health Plan Option 

For 2008, ABCNJ offers medical insurance through the Aetna Choice POS Plan 15.  This comprehensive health plan option (which does not require referrals) also provides vision coverage. 

The premium costs of the 2008 Aetna Plan increased 17.3% over the cost of 2007.  Effective January 1, 2008 the monthly premiums are as follows:

 CategoryAetna Choice POS 15 
 Single $523.24
 Parent/Children    $1,004.04
 Husband/Wife $1,261.67
 Family $1,602.70

Alternative plans are available if ABCNJ's comprehensive plan is not affordable for you or your church. In 2008, ABCNJ added two new lower cost options that have higher co-pays and higher out-of-pocket costs when using "out of network" Aetna providers.  The new plans should only be selected if your physicians and hospitals are in the network. Also note that these plans require referrals.  Monthly premiums for these plans follow:

 

 CategoryAetna QPOS 20 Aetna QPOS 40
 Single $468.01$437.58
 Parent/Children            $882.27$836.06 
 Husband/Wife $1,118.03$1,045.75 
 Family $1,412.81$1,332.26

More Good News: ABCNJ’s Dental Plan Premium Remains the Same 

There was no change in the Horizon Dental premium for 2008!  ABCNJ recommends this plan.  However, there are alternative plans that are limited to the participating dentists.  As always, Dental coverage is a separate plan.  MONTHLY rates for 2008 are as follows:

Category Horizon Dental
Option Plan  
Horizon
Total Care
Horizon
HDC Choice
 
 Single $25.52$22.72 $18.00
 Parent/Children      $65.08$57.95 $45.89
 Husband/Wife $49.97$44.49 $35.23
 Family $88.30$78.62  $62.26
 

Should you desire to enroll in the Aetna QPOS plan, Aetna Choice POS, or Horizon Dental Plan, please contact Julie Pizzo at Commerce Banc Insurance Services at 1-877-396-3800 ex. 4292 or 856-751-4292. 

Below are some forms which you will find helpful with enrollment and insurance services.

ABCNJ Health Insurance Download Information

ABCNJ Contact List -2008

ABCNJ Medical Dental Rates 2008

Aetna Enrollment/Change Request Form

Aetna Plan Comparison 2008

Horizon Dental Enrollment/Change Request Form 

Aetna website at http://www.aetna.com/  

American Baptist Churches of New Jersey
3752 Nottingham Way, Suite 101
Trenton, NJ 08690
609.587.8700
Last Updated ( Thursday, 17 January 2008 )